Self-Help Group is a homogeneous group of micro-entrepreneurs with affinity among themselves. They are voluntarily formed to save whatever amount they can conveniently save out of their earnings and mutually agree to contribute to a common fund of the group. From that saved amount, small loans are given to the members for meeting their productive and emergent credit needs. The group decides the rate of interest, a period of the loan and other terms.

Interest rate is 9%

Loans upto Rs 8 lakh to SHG groups in the region.

Flexible towards the poor.

Sensitive towards the people's situation.

Responsive towards informal credit system.